This position is part of our Settlement Team that owns the workflows that ensure funds move accurately and on time from payment events through settlement, reconciliation, adjustments, and reporting. We partner closely with Product, Reconciliation, Accounting, Finance, and Support to keep the platform trustworthy at scale.
Our core stack is Ruby on Rails (money movement monolith) plus Go microservices on AWS/Kubernetes, with Datadog for observability, Looker for analytics, and Docker for local development.
In this role, you鈥檒l expand and strengthen PayNearMe鈥檚 settlement platform: designing systems that handle high-throughput money movement, making them easier to operate, and helping teams ship changes safely.
Responsibilities
- Scope, design, build, and maintain APIs, services, and workflows that reliably process high-scale money movement and settlement.
- Own the architectural direction for the settlement domain in partnership with the CTO; produce and maintain architecture documentation (current state, target state, and migration plan) and drive alignment across teams.
- Review and approve architecture decision records (ADRs) and technical designs for settlement-related changes; ensure decisions meet standards for correctness, operability, security, and long-term maintainability.
- Drive end-to-end execution for large, ambiguous initiatives: reduce risk early, align stakeholders, and deliver in phases.
- Improve correctness and operational safety across settlement flows: deeply understand how money moves end-to-end (timing, state transitions, adjustments, exceptions), design for edge cases, and implement idempotency, reconciliation guarantees, safe backfills, incident readiness, and disciplined releases.
- Partner with Engineering Manager, Product, Performance, CTO, and other Staff peers to shape roadmaps and strategy for settlement鈥攄evelop deep expertise in both the technical system and the business needs (what clients require from settlement, reporting, timing, and exception handling) and translate that into durable platform capabilities.
- Raise engineering standards across the team and broader org by partnering with other Staff engineers to define and drive consistent patterns for building and operating money- movement systems (design reviews, abstractions, testing strategy, observability, and operational practices) across monolith + microservices.
- Drive adoption of AI-assisted engineering practices (tooling, workflows, guardrails) to improve throughput and quality鈥攅specially for testing, incident response, code review, and documentation.