Underwriting Specialist, Accident & Health

​Underwriting Specialist, Accident and Health

Join us as an Underwriting Specialist to make more of your specialist expertise and experience.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

The role will work closely with Sales, Claims and Operations, Finance, Legal, Risk and Compliance to help achieve strategic initiatives, which will ensure long-term growth of profits for Accident and Health.

How you will create an impact

• This role is your opportunity to drive profitable growth in Accident & Health by working on creative solutions for complex risks. Using your proven relationship building skills, you will be responsible for underwriting a range of new and renewal business in both Corporate and Specialty Markets business.
• As a member of the team, you will set a high standard of customer service to brokers and clients – providing an example for junior colleagues to follow. You will also provide guidance, mentoring and training to less-experienced underwriters – and support them in building their broker network.

Underwriting / Portfolio Management

• Responsible for underwriting new and renewal business of both Corporate and Specialty Markets, including negotiating pricing, terms, and conditions.
• Monitor the adherence to underwriting requirements and guidelines for assigned book of business.
• Maintain underwriting discipline by adhering to underwriting guidelines, directives, and delegated authority limits.
• Review portfolio analytics and provide leadership in decision making on required actions.
• Develop strong, long-term relationships with brokers and clients to profitably grow a book of business.
• Assist manager & underwriters in collaborating with Distribution, Business & Product Leaders, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
• Identify the need for and manage special underwriting projects as needed.
• Foster a culture that promotes collaboration, innovation, diversity, equity and inclusion

What you will need to succeed

• Minimum of 8+ years of experience with Accident & Health products with proven technical underwriting skills.
• Demonstrated ability to develop and execute strategies to grow profitability and production growth.
• Strong customer service ethic, with a sound understanding of the business processes.
• Excellent communication (oral and written) and influencing skills and proven ability to collaborate and work across multiple areas of the organization.
• Demonstrated planning, execution, and negotiation skills.
• Self-motivated and able to set strategic direction.
• Able to work in a team to lead and contribute so that AIG meets its strategic goals.
• Knowledge of country regulatory and compliance requirements.
• Strong presentation, prioritization, and time management.
• Proven ability to motivate and gain commitment and trust from market and colleagues.
• Knowledge of market segmentation, portfolio management, acquisition, and multiple distribution systems.
• Ability to multi-task and handle divisional objectives as requested and handles multiple priorities often under tight deadlines.
• Strong sense of responsibility for one's actions and work.

For positions based in New Jersey, the base salary range is $96,000-$129,000 and for positions based in NYC, the base salary range is $93,000-$130,000 and for positions based in Massachusetts the base salary range is $110,000-$130,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.   A summary of benefits  can be viewed here: US Benefits Overview

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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.  

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