Weâre on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. Weâre a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, weâre not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. Weâre building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, youâll fit right in.
KOHO is looking for a Treasury Manager to be a foundational hire in our Treasury team as we stand up KOHO Bank and scale our treasury operations across multiple regulated legal entities.
Reporting to the Treasurer, youâll be at the intersection between building bank treasury operations, cash management, and systems implementation. Youâll help run the dayâtoâday engine that moves money across multiple bank partners and products, while also leading the work to centralize these flows into a modern Treasury Management System (TMS).
This role is ideal for someone who can move comfortably between high-level balance sheet strategies (liquidity, ALM, funding) and the operational details of getting money where it needs to be, on time, every day.
Weâre hiring for a remote role based in Canada.
Bank Treasury: Design and document new end-to-end Treasury processes for KOHO Bank, including Asset Liability Management, intraday liquidity, funding strategy, HQLA management, and regulatory reporting.
Technical lead: Contribute to the development of Treasury models (IRRBB, behavioural modelling, liquidity stress testing) that support both dayâtoâday management and regulatory expectations.
Trusted partner: Collaborate with stakeholders such as Risk, Finance, Product, and Data to ensure new bank products are Treasuryâready from day one â including balance sheet treatment, data flows, reporting, and operational workflows.
Business lead: Spearhead the implementation of a new Treasury Management System which will centralize all cash and investment processes across KOHO through both requirement setting and testing.
Cash Management: Support and enhance existing cash management operations to ensure we are always able to meet settlement obligations and safeguarding of customer funds.
Experienced in Treasury: 5+ years of progressive experience in Treasury, ALM, or Liquidity Management, ideally at a bank or fintech with exposure towards regulated entities.
Fluent in bank models: You have hands-on experience building financial models and are comfortable with concepts like IRRBB, Regulatory Capital and LCR.
Tech-savvy: You leverage AI to streamline workflows and know when systems support best-in-class treasury processes.
Builder: Youâre energized by ambiguous environments, can start from a blank page, and enjoy iterating towards better processes rather than maintaining a static runbook.
Dataâcomfortable: Strong with spreadsheets and data and you can build practical forecasts, models and reports without waiting on someone else.
Collaborative: You like working with multiple different teams, and youâre comfortable explaining Treasury concepts to nonâTreasury stakeholders.
Implemented, been a super-user, or helped configure a Treasury Management Systemand know the ins and outs of bank connectivity and bank payments.
Prior experience with regulatory reporting to OSFI and/or Bank of Canada on liquidity, capital and other Treasury topics.
Exposure to building and managing ALM modelling, including behavioural assumptions for non-maturing deposits, loan prepayments and credit cards.
The budgeted salary range for this role is $ 115, 000 - 135, 000 CAD / year.
At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members.
KOHO est Ă la recherche dâun Gestionnaire de la trĂ©sorerie pour devenir une recrue fondatrice de notre Ă©quipe de trĂ©sorerie, alors que nous mettons sur pied la Banque KOHO et que nous dĂ©veloppons nos opĂ©rations de trĂ©sorerie au sein de plusieurs entitĂ©s juridiques rĂ©glementĂ©es.
Relevant du trĂ©sorier, vous serez au carrefour de la mise en place des opĂ©rations de trĂ©sorerie bancaire, de la gestion des liquiditĂ©s et de lâimplantation de systĂšmes. Vous aiderez Ă faire tourner le moteur quotidien qui dĂ©place les fonds entre plusieurs partenaires bancaires et produits, tout en dirigeant les efforts de centralisation de ces flux vers un systĂšme de gestion de trĂ©sorerie (TMS) moderne.
Ce rĂŽle est idĂ©al pour une personne capable de naviguer avec aisance entre les stratĂ©gies de bilan de haut niveau (liquiditĂ©, gestion de l'actif et du passif, financement) et les dĂ©tails opĂ©rationnels nĂ©cessaires pour acheminer les fonds lĂ oĂč ils doivent ĂȘtre, Ă temps, chaque jour.
Nous recrutons pour un poste en télétravail basé au Canada.
TrĂ©sorerie bancaire : Concevoir et documenter les nouveaux processus de trĂ©sorerie de bout en bout pour la Banque KOHO, incluant la gestion de lâactif et du passif (GAP), la liquiditĂ© intrajournaliĂšre, la stratĂ©gie de financement, la gestion des actifs liquides de haute qualitĂ© (HQLA) et les rapports rĂ©glementaires.
Responsable technique : Contribuer au dĂ©veloppement de modĂšles de trĂ©sorerie (risque de taux dâintĂ©rĂȘt dans le portefeuille bancaire - IRRBB, modĂ©lisation comportementale, tests de rĂ©sistance de liquiditĂ©) qui soutiennent Ă la fois la gestion quotidienne et les attentes rĂ©glementaires.
Partenaire de confiance : Collaborer avec les parties prenantes des dĂ©partements Risque, Finance, Produit et DonnĂ©es pour sâassurer que les nouveaux produits bancaires sont prĂȘts pour la trĂ©sorerie dĂšs le premier jour (incluant le traitement au bilan, les flux de donnĂ©es, les rapports et les flux de travail opĂ©rationnels).
Responsable fonctionnel : Piloter lâimplantation dâun nouveau systĂšme de gestion de trĂ©sorerie (TMS) qui centralisera tous les processus dâencaisse et dâinvestissement de KOHO, de la dĂ©finition des besoins jusquâaux tests.
Gestion de trésorerie : Soutenir et améliorer les opérations de gestion de trésorerie existantes afin de garantir que nous sommes toujours en mesure de respecter nos obligations de rÚglement et de protection des fonds des clients.
ExpĂ©rience en trĂ©sorerie : Plus de 5 ans dâexpĂ©rience progressive en trĂ©sorerie, en GAP ou en gestion des liquiditĂ©s, idĂ©alement au sein dâune banque ou dâune fintech ayant des liens avec des entitĂ©s rĂ©glementĂ©es.
MaĂźtrise des modĂšles bancaires : Vous possĂ©dez une expĂ©rience pratique de la construction de modĂšles financiers et ĂȘtes Ă lâaise avec des concepts tels que l'IRRBB, le capital rĂ©glementaire et le Ratio de liquiditĂ© Ă court terme (LCR).
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