Weâre on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. Weâre a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, weâre not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. Weâre building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, youâll fit right in.
Weâre looking for a Product Manager / Senior Product Manager, Credit Building to join our team for a role to work remotely based in Canada.
Reporting to the Group Product Manager of Credit, youâre going to be a part of a fast-paced, cross-functional team that drives the core of KOHO's credit product strategy. This role will own the roadmap and execution for our suite of credit building products, which include Credit Building, Secured Credit Building, Rent Reporting, Credit Score, and Credit Report.
You'll be driving the end-to-end product lifecycle for the Credit Building portfolioâfrom drafting initial PRDs to coordinating STO and managing the rollout.
You'll be closely monitoring product metrics and analyzing data to maximize user acquisition, retention, reduce delinquency, and unlock incremental GP for KOHO.
You'll be collaborating closely with engineering, design, and data teams to deliver seamless user experiences that help Canadians transparently build their credit scores.
You'll be acting as the central hub for cross-functional alignment, ensuring stakeholders across credit risk, compliance, and marketing are actively engaged and informed on product decisions.
You'll be developing a deep understanding of our adjudication models and credit policies to continuously refine the product offering and scale our impact.
You have 3+ years of product management experience, ideally within fintech, consumer credit, or lending.
You are highly analytical and data-informed, comfortable diving into SQL, dbt, or Redshift to pull data and confidently building business cases around financial metrics.
You have a strong track record of execution and delivery, able to meticulously structure complex projects and break them down into actionable steps for your team.
You possess an understanding of credit risk and financial compliance (e.g., OSFI, Equifax), or are highly motivated to learn the intricacies of the Canadian credit ecosystem.
You are a proactive communicator who drives alignment, frequently loops in relevant stakeholders, and leads with a collaborative, team-first mindset.
The budgeted salary range for this role is $130,000 - 200,000CAD / year.
At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members.
đŻ Ă propos du rĂŽle
Nous sommes Ă la recherche dâun(e) Gestionnaire de produit / Gestionnaire de produit senior, DĂ©veloppement du crĂ©dit, pour se joindre Ă notre Ă©quipe dans un rĂŽle entiĂšrement Ă distance, basĂ© au Canada.
Relevant du Group Product Manager, CrĂ©dit, vous ferez partie dâune Ă©quipe interfonctionnelle dynamique et en pleine croissance qui pilote le cĆur de la stratĂ©gie produit de crĂ©dit chez KOHO. Ce rĂŽle sera responsable de la feuille de route et de lâexĂ©cution de notre gamme de produits de dĂ©veloppement du crĂ©dit, incluant CrĂ©dit de construction, CrĂ©dit garanti, DĂ©claration de loyer, Pointage de crĂ©dit et Rapport de crĂ©dit.
đ§ Ce que vous ferez
Vous piloterez lâensemble du cycle de vie produit pour le portefeuille de dĂ©veloppement du crĂ©dit â de la rĂ©daction des PRD initiaux Ă la coordination du STO et Ă la gestion des lancements.
Vous suivrez de prĂšs les mĂ©triques produit et analyserez les donnĂ©es afin dâoptimiser lâacquisition et la rĂ©tention des utilisateurs, rĂ©duire la dĂ©linquance et gĂ©nĂ©rer une croissance du revenu brut (GP) pour KOHO.
Vous collaborerez Ă©troitement avec les Ă©quipes dâingĂ©nierie, de design et de donnĂ©es afin de livrer des expĂ©riences utilisateur fluides permettant aux Canadiens de bĂątir leur cote de crĂ©dit de maniĂšre transparente.
Vous agirez comme point central dâalignement interfonctionnel, en vous assurant que les parties prenantes en gestion du risque de crĂ©dit, conformitĂ© et marketing sont engagĂ©es et bien informĂ©es des dĂ©cisions produit.
Vous dĂ©velopperez une comprĂ©hension approfondie de nos modĂšles dâadjudication et de nos politiques de crĂ©dit afin dâamĂ©liorer continuellement lâoffre produit et dâen amplifier lâimpact.
đ§© Ce que vous apportez
Vous avez plus de 3 ans dâexpĂ©rience en gestion de produit, idĂ©alement dans les secteurs fintech, crĂ©dit Ă la consommation ou prĂȘts.
Vous ĂȘtes trĂšs analytique et orientĂ©(e) donnĂ©es, Ă lâaise avec SQL, dbt ou Redshift pour extraire et analyser des donnĂ©es, et capable de bĂątir des business cases solides basĂ©s sur des indicateurs financiers.
Vous avez un excellent sens de lâexĂ©cution et de la livraison, avec une capacitĂ© Ă structurer des projets complexes et Ă les dĂ©couper en Ă©tapes concrĂštes et actionnables.
Vous avez une bonne comprĂ©hension du risque de crĂ©dit et de la conformitĂ© financiĂšre (ex. : OSFI, Equifax), ou une forte volontĂ© dâapprendre les particularitĂ©s de lâĂ©cosystĂšme de crĂ©dit canadien.
Vous ĂȘtes un(e) communicateur(trice) proactif(ve) qui favorise lâalignement, implique les bonnes parties prenantes au bon moment et adopte une approche collaborative axĂ©e sur lâĂ©quipe.
KOHO is for builders.
If youâre energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.
Â
The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.
Â
AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@koho.ca.
Note: this posting is for an existing vacancy that we are seeking to fill.
#LI-Remote
koho