Position Summary:
- Responsible for credit risk management of an assigned portfolio of customer accounts within the U.S. and Canadian markets.
- This role supports credit risk assessment, optimizing cash flow, mitigating bad debt, and providing strategic credit options to hedge risk and maximize sales growth.
- This position is vital to ensuring robust, commercially sound credit decisions that support our SNA sales teams.
- Position will operate during hours required to effectively align with US & Canadian business operations/time zones.
- Key Responsibilities:
- Portfolio Management: Directly lead a select number of accounts within the U.S. and Canada portfolio
- Financial Analysis: Analyze customer financial statements and assess the creditworthiness of corporate customers based in North America
- Due Diligence: Conduct thorough due diligence, including customer interaction, credit screening, onboarding of new customers, and continuous monitoring of existing accounts
- Credit Assessment: Assess credit limit requirements and recommend new limits or changes that align with the customer鈥檚 risk profile and comply with client's credit policy and delegation of authority
- Reporting & Review: Prepare comprehensive quarterly/annual customer-level credit reviews
- Order Management: Ensure timely review and controlled release of credit-blocked orders
- Collaboration & Collections: Collaborate closely with AR collections team to achieve key performance indicators (KPIs) and manage direct customer collection efforts when escalation is required
- System Administration: Maintain customer and credit master data within our systems (SAP preferred) and process new customer credit applications
- Compliance: Manage customer sales tax exemption records and complete anti-money laundering (AML) and fraud screening procedures.
- Preferred Skills:
- Familiarity with credit insurance and utilization of credit scorecards
- Collections escalation management experience
- Accounting Standards: Knowledge of US GAAP and IFRS standards
Job Location- Pune (Viman Nagar)