Mission:
Job Description:
Credit risk analysis
- Analyze information on debtors as provided by internal systems (Atlas, Atlas Info) in order to set credit
limits.
- Follow Maximum Standard Exposure (MSE), Maximum Debtor Exposure (MDE) and/or Maximum Group Exposure (MGE) process to propose maximum ceiling to be set on a buyer or a group.
- Maintain quality, productivity and process time standards set by Group risk underwriting department.
Monitoring
- Monitor closely policyholders' portfolio in order to mitigate loss.
- Review credit limits upon any additional information (negative report, extension of credit terms,
deterioration of buyerâs environment: sectors or country, press clippings).
- Determine the Extension Due Date (EDD) in co-operation with the Account Managers and Claims department.
Customer relationship
- Inform and explain credit restrictions to policyholders when granting, reducing or cancelling limits,
where required.
- Network with Enhanced Information Center, Debt Collection, CRM and Sales departments to ensure an
optimal account management process flow within defined SLAs.
Commercial support
- Appraise restrictive decisions, low DRA, and any other relevant data prior to the renewal
of contracts.
- Participate in meetings with prospects, policyholders, brokers and banks set up by the commercial team
to ensure business acquisition, retention or renewal, as appropriate.
Compliance
- Ensure compliance with regulations and procedures as laid down by Coface and external regulators.
coface