As our Lending Manager, you will look after our Sub Charge Lending business, you will be focused on managing the Sub-Charge product and portfolio. With oversight and management of our Sub-Charge Lenders, you will support the business to make good lending decisions for Sub-Charge, whilst outstanding customer service. Covering Bridging finance, Buy-to-let, commercial mortgages, Development Loans.
As our Lending Manager, we are looking for someone to:
- Manage the Charles Street Sub-Charge business: including the review and onboarding of new Lenders
- Ensure the successful management of the Sub-Charge Lending portfolio – evaluating, approving and escalating loan applications on a case-by-case basis. Co-ordinating audits, supporting processes and policies to ensure efficient and effective operations. Overseeing the legal and on-boarding process from inception through to completion
- Portfolio and relationship manage all Sub-Charge Lenders; attending regular meetings and evaluating their credit worthiness
- Underwriting Sub-Charge mortgages with recommendations provided to mandate holders
- Manage the application and performance of aggregate credit limits (ACLs) across the Sub-Charge lenders
- Managing Sub Charge lenders MI & reporting requirements, ensuring MI received, reviewed and reported upon in a timely manner and, where necessary escalated with recommendation provided to Senior Management