As a Financial Crime Manager, you will be responsible for safeguarding the Group against money laundering, fraud, terrorist financing, and other financial crime threats through the leadership and oversight of the Group’s SAR investigation function. The role ensures high‑quality investigations, robust oversight, consistent reporting standards, and proactive liaison with law enforcement and internal stakeholders.
This position leads a team of specialist investigators, ensures optimisation of investigative workflows, and ensures all regulatory and internal standards are met or exceeded. Elements regarding SAR handling, NCA liaison, and investigative quality are drawn from the SAR & High-Risk Customer Specialist role.
As a Financial Crime Manager, you will:
- Lead and oversee the end‑to‑end investigation of Suspicious Activity Reports (SARs), ensuring quality, accuracy, depth, and timely completion.
- Review and approve internal SARs and act as the final decision‑maker on whether to externalise to the National Crime Agency (NCA).
- Review and approve fraud investigations, including (where applicable) whether matters meet the threshold to report to external fraud agencies.
- Ensure clear, well‑evidenced rationales are documented for all investigative outcomes—including cases where no suspicion is identified.
- Oversee Defence Against Money Laundering (DAML) requests and ensure compliance with legislative requirements and internal standards.
- Act as primary contact for NCA and other law enforcement bodies for all SAR‑related enquiries, account management, and intelligence-sharing.
- Lead and manage a team of Financial Crime Analysts/Investigators, ensuring optimal workload allocation, coaching, development, and performance management.
- Conduct regular 1:1s, case reviews, quality assurance checks, and skills assessments to develop investigative capability across the team.
- Produce and analyse operational MI, identifying trends, emerging risks, and performance bottlenecks; escalate concerns to the Deputy MLRO.
- Oversee the annual review of high‑risk customers across the Group, ensuring risk assessments are robust and appropriately documented.