OKTO PAYMENTS' continuous growth demands high-caliber candidates who embody professionalism, passion, and creativity. For those who join us, we offer significant career advancement, stimulating challenges, and a clear runway for growth.
OKTO PAYMENTS is the next-generation Payment Service Provider - AI-native, precision-engineered, and relentlessly merchant-obsessed. Built for merchants operating in the most complex and demanding eCommerce sectors, our platform goes far beyond transaction processing. We solve for scale, compliance, and performance with one unshakable focus: delivering outcomes that power merchant growth.
From payments and banking to treasury and settlement, we engineer the financial infrastructure that gives our partners a competitive edge. The result? Faster onboarding, smarter operations, and resilient, real-time performance.
At OKTO PAYMENTS, we enable merchants to Play Differently, transforming payments from routine transactions into true differentiators that deliver personalized, frictionless experiences.
Our AI-native innovation harnesses data and insight to power every decision, while our proprietary in-house engineering ensures precision and control. Combined with deep, trust-based relationships worldwide, we’re redefining what it means to build, scale, and win in complex digital commerce.
Position Summary
The Product Owner Specialist is responsible for leading two core squads within our fintech platform: the Payments Squad, focused on PIX infrastructure and transaction processing, and the Middleware Squad, responsible for bridging payment capabilities with merchant integrations and client-facing data delivery.
This is a highly technical Product Owner role. The ideal candidate combines strong product management expertise with deep technology fluency — capable of understanding how APIs and systems work under the hood, challenging engineering decisions, and ensuring that product solutions are robust, scalable, and well-integrated. The role requires someone who is equally comfortable discussing business priorities with stakeholders and diving into logs, queries, and system behavior with the engineering team.
Key Responsibilities
Payments Squad – PIX Product Ownership
- Own the product backlog for PIX-related features, ensuring priorities are aligned with business objectives, regulatory requirements, and technical feasibility.
- Translate complex payment flows and business rules into detailed user stories, acceptance criteria, and functional specifications.
- Actively participate in technical discussions, challenging the engineering team to pursue the best implementation path.
- Ensure all PIX product developments comply with Banco Central do Brasil regulations and applicable security standards.
Middleware Squad – Integration & Client Connectivity
- Own the product backlog for the Middleware Squad, responsible for the layer that connects payment deliverables to merchant integrations and client data consumption.
- Define how clients receive, consume, and integrate with information produced by the Payments Squad.
- Ensure seamless API design and integration standards that support scalability and ease of adoption by merchants and partners.
- Work closely with commercial, operations, and technology teams to ensure integration flows meet client expectations and business requirements.
Agile Product Development
- Drive sprint planning, backlog refinement, daily stand-ups, and sprint reviews across both squads.
- Ensure engineering teams have full clarity on requirements, expected outcomes, and acceptance criteria before development begins.
- Balance priorities across two squads, managing dependencies and delivery risks proactively.
Technical Collaboration
- Collaborate deeply with engineering teams on system architecture, API design, microservices, and platform dependencies.
- Familiarity with monitoring and observability tools such as Grafana and Kibana, and data visualization platforms such as Metabase, is considered a strong differentiator for this role.
- Act as a bridge between business needs and technical implementation, ensuring both sides are aligned and well-informed.
Stakeholder Management
- Serve as the primary point of contact between business stakeholders, engineering teams, and product leadership for both squads.
- Communicate roadmap progress, priorities, and delivery updates clearly and proactively.
- Align cross-functional teams including Technology, Compliance, Risk, Operations, and Commercial.
Data & Performance Monitoring
- Define and track product KPIs including transaction success rates, integration adoption, system performance, and client satisfaction.
- Use data-driven insights to continuously improve product decisions and backlog prioritization.
Continuous Improvement
- Stay current on PIX ecosystem developments, Banco Central regulations, and fintech innovation.
- Promote a culture of product excellence, iterative improvement, and technical rigor within both squads.
Requirements
Education
- Bachelor's degree in Engineering, Computer Science, Information Systems, Business Administration, or related fields.
- Postgraduate degree in Product Management, Technology Management, or Fintech is a plus.
Experience
- Proven experience in fintech, payments, or digital financial services — experience with PIX is mandatory.
- Strong background in Agile product development, backlog management, and user story writing.
- Technical fluency in APIs, system integrations, and microservices architecture.
- Experience with monitoring and observability tools (Grafana, Kibana) and data visualization platforms (Metabase) is a significant plus and will be considered a key differentiator in the selection proces
- Proficiency in SQL for data analysis and product investigation.
- Experience working with or managing middleware, integration layers, or client-facing APIs.
- Ability to engage in deep technical discussions with engineering teams and challenge implementation decisions constructively.
- Experience working with cross-functional and international teams.
Languages
- Fluent English (mandatory)
- Fluent Portuguese (mandatory)
Important Information
- Hiring under Brazilian Labor Law (CLT).
- Hybrid position based in São Paulo, SP (Berrini)
- Please submit your resumé in English.
Benefits
- Competitive compensation – aligned with your experience and the market.
- Meal allowance – provided through a prepaid card, with the flexibility to use part of the balance beyond food expenses.
- Health and dental plan – no monthly cost for you with comprehensive coverage to take care of your health and well-being.
- TotalPass – access to gyms and partner studios, encouraging a healthy and balanced lifestyle.