Controls & Compliance Testing Analyst (Risk)

We are a rapidly growing pan-European digital wealth manager, serving over 167,000 active investors with more than £5.5 billion invested on our platform. We began in Milan in 2011 with the purpose to help more people improve their financial well-being by making personal investing simple and accessible through technology. Fast forward to today, and we are recognised as one of the most innovative fintechs, headquartered in the heart of London.

With a team of 220+ people across 4 offices in Italy and the UK, we are proudly backed and funded by major partners including Poste Italiane, Cabot Square Capital, United Ventures, and Allianz.

Our vision

Our vision is to combine passion, expertise, and technology to provide best-in-class investment solutions and advice that protects and grows client wealth over time.

Our Core Values:

We’ve built our business on three Principles:

• Relationships are our first asset: We’re one team, built on trust, honesty, and transparency. We value our relationships above all else.
• Trust drives success: We give each other the space to grow. We empower our employees to succeed, so they can make a real impact.
• Our customers dream big, just like us: We see the bigger picture and we make sure our customers see it, too. We’re always focused on the best outcomes for our clients and for each other, no matter what the goal, or how big the dream

What this means in practice:

At Moneyfarm, our success comes from the impact each of us makes. We move with purpose, urgency, and ambition, focused on delivering outcomes that matter for our clients and our business. Everyone is empowered to take ownership, challenge the status quo, and turn bold ideas into results. As we evolve, we embrace AI as a catalyst for sharper thinking, smarter decisions, and even greater impact.

Our diversity makes this possible. Different perspectives, backgrounds, and experiences fuel our creativity and drive better decisions — it’s our competitive edge. We value people for who they are and their unique strengths: that's why we offer flexible ways of working to support them in doing their best work.

About the role:

Moneyfarm is looking for a Controls & Monitoring Testing Analyst to support our Risk & Compliance function across Italy and the UK. You will help strengthen our risk framework, deliver compliance monitoring, test key controls, manage incidents, and identify opportunities to automate testing and reporting. This role is ideal for someone analytical, curious, and eager to improve processes in a fast-growing digital wealth manager.

Key Responsibilities

• Deliver monitoring and controls testing across key regulatory areas.
• Support the risk framework: risk registers, RCSAs, control libraries and documentation.
• Manage operational incidents end-to-end, including root-cause analysis and remediation tracking.
• Produce clear, data-driven MI and reporting for senior management.
• Identify and implement opportunities for automation of controls testing and monitoring.
• Provide 2nd Line challenge to the business and support thematic reviews and audits.

Requirements

Skills & Experience

Essential

• Fluent English (written and spoken).
• Experience in monitoring, controls testing, risk or audit in financial services.
• Knowledge of key regulations (MiFID II, SYSC, PRIN, Consumer Duty, AML/KYC).
• Strong analytical skills and attention to detail.

• Proficiency with Excel; interest in workflow tools or automation.
• Clear written communication and ability to challenge constructively.
  

Desirable

• Experience in fintech, digital wealth or investment services.
• Exposure to Power BI, SQL, Python or other automation technologies.

Qualifications

• Degree in Finance, Economics, Risk, Law, Engineering or similar.
• Professional certifications (e.g., IRM, ICA, ACCA, CISI) are a plus.