At NOVACARD, we’re redefining how people use credit. We are the first interest-free and no-annual-fee credit card in Mexico, designed to simplify personal finances and give users complete control - all from a mobile app. With NOVACARD, users can access up to $200,000 MXN in credit, only pay when they use it, and manage everything digitally in under 5 minutes. Our mission is to empower people to make smarter financial decisions by offering flexibility, transparency, and the freedom they need to reach their goals. Simple finances, big goals.
About the Role:
We’re looking for an Antifraud Analyst to join the NOVACARD Risk Tech team and help strengthen our fraud detection and prevention processes. In this role, you will investigate suspicious activities, analyze fraud patterns, and support the development and improvement of antifraud rules. You will work with data to identify anomalies, monitor partner and transaction activity, and collaborate with risk, data, and operations teams to improve fraud detection and monitoring efficiency.
Conduct deep-dive investigations of suspicious cases, including detailed analysis of fraud incidents that bypass existing detection systems, identifying links between fraudulent profiles and uncovering new fraud patterns and schemes
Perform initial authorization and verification of POS partners, as well as ongoing monitoring of merchant and agent activity to identify signs of collusion, fraud farms, and manipulation at points of sale
Develop, implement, and continuously optimize antifraud rules and detection logic used in application approval processes and transactional monitoring
Evaluate and analyze data from external sources (credit bureaus, vendors, and third-party services) and integrate them into fraud detection and prevention processes
Prepare regular antifraud reports covering fraud levels, rule effectiveness, and overall portfolio quality
Support antifraud analytics by working with data marts and datasets in the company’s Data Warehouse (DWH)
Perform quality assurance (QA) of antifraud-related processes handled by first-line and second-line teams
Process and investigate antifraud-related requests coming from customer support and verification teams, providing analysis and recommendations