Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Managing Consultant – Credit Risk Specialist, Advisors & Consulting Services
Managing Consultant – Credit Risk Specialist
Advisors & Consulting Services
Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Our Advisors & Consulting Services team combines traditional management consulting with Mastercard’s rich data assets, proprietary platforms, and technologies to provide clients with powerful strategic insights and recommendations. Our teams work with a diverse global customer base across industries, from banking and payments to retail and restaurants.
The Advisors & Consulting Services group has five specializations: Strategy & Transformation, Performance Analytics, Business Experimentation, Marketing, and Program Management. Our Strategy & Transformation consultants lead clients through impactful decision-making as they tackle strategic, tactical, operational, and transformational business challenges. They apply a broad set of problem-solving techniques to improve the client’s overall strategy, performance, and operations.
Positions for different specializations and levels are available in separate job postings. Please review our consulting specializations to learn more about all opportunities and apply for the position that is best suited to your background and experience: https://careers.mastercard.com/us/en/consulting-specializations-at-mastercard
Role Description and Major Responsibilities
• Responsible for delivering top quality work as a subject matter expert in credit risk.
• Rigorously and logically identify issues covering entire client problems in credit risk, analytics, risk policy benchmarks, risk scorecards etc.
• Generate key hypotheses and independently structures work at the stream or project level
• Synthesize analyses into clear, sound recommendations
• Identify creative and useful additional analyses required and suggest new paradigms for recommendations
• Create effective, impactful and quality assured storylines and slides at stream or project level
• Participate in recruiting, training, and developing others, as requested
• Develop effective working relationships with mid- to senior-level client management
• Independently assess client agenda, internal culture and change readiness.
•Work closely with Regional Lead Credit Practice Lead to grow the credit risk practice involving creation of new solutions, creation of blue book for credit risk, involvement in BD support etc.
Qualifications
Basic qualifications
• Undergraduate degree with work experience in retail bank with significant experience in credit risk, collections, authorizations, analytics etc.
• Managing Card Management Systems including subsystems such as Fraud Detection Systems, Database Marketing Tools, Workflow systems etc.
• Experience coaching and managing teams across multiple consulting engagements that involve structured problem solving and stakeholder management
• Experience managing key client relationships
• Knowledge of business KPIs, financials, and organizational leadership
• Ability to identify new business development opportunities, and experience drafting proposals and scoping new opportunities
• Logical, structured thinking, and affinity for numerical analysis
• Advanced Word, Excel, and PowerPoint skills
• Ability to manage multiple tasks and clients in a fast-paced, deadline-driven environment
• Ability to communicate effectively in English and Arabic
• Eligibility to work in the country where you are applying, as well as apply for travel visas as required by travel needs
• Ability to travel to client sites on a semi-regular basis
Preferred qualifications
• Work experience in consulting, corporate strategy, business intelligence, business line management, or product management
• Programming skills including prior experience of scorecard build
• Experience coaching and managing teams across multiple co
• Experience generating new knowledge or creating innovative solutions for a firm
• MBA or master’s degree
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.