At Dow, we believe in putting people first and we’re passionate about delivering integrity, respect and safety to our customers, our employees and the planet.
Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We’re a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration. If you’re looking for a challenge and meaningful role, you’re in the right place.
About you and this role
Dow has an exciting opportunity for a Senior Treasury Specialist within the Treasury’s Financial Risk Management Team (FRMT). This role is located in Midland (MI).
The purpose of the position is to assist FRMT with analysis, hedging, management and monitoring of a ~$30 billion portfolio of financial risks of exposures derived from foreign currencies, interest rates, commodities and investments. This is an excellent opportunity to learn and apply your analytical skills and financial market understanding to contribute to the key deliverables of the FRMT.
Responsibilities
- Pro-actively seek to monitor exposures and markets, and gather pertinent information from internal sources and Bloomberg, economic research and banking counterparty contacts.
- Complete analysis to evaluate the macroeconomic conditions, market dynamics, and price action of the various markets to estimate their potential impact on earnings, cash flow, value changes, etc.
- Evaluate the available market for derivatives and other hedging instruments and their relative costs, benefits, credit exposure and regulatory requirements.
- Evaluate the accounting treatment available for the hedging instruments relative to that of the exposures.
- Assist Financial Risk Directors and Financial Risk Managers in determining a market view and hedging strategies.
- Take positions in the financial markets to earn positive profits for the company.
- Facilitate orderly execution and monitoring of the FRMT’s risk management strategies. For example:
- Perform all activities to negotiate, transact, monitor and manage the hedging instruments and investments.
- Trade various instruments with counterparties, book the transactions, complete hedge accounting documentation and monitor derivatives etc.
- Evaluate and report the financial performance of the company’s exposures and implemented hedges as compared to the range of possible outcomes.
- Generate various reports and analyses to effectively convey the performance and sensitivity of risk management strategies to stakeholders.
Successful candidates have an innate passion for the financial markets, are naturally curious with a desire for continuous learning, have strong quantitative and analytical skills and can articulate complex concepts simply and quickly. Candidates should also have excellent project management and organizational skills, excel in negotiations, thrive in a fast-paced high-pressure environment, have a positive proactive attitude and work well as part of a team to collaborate for company success.
Ideal candidates will have an outstanding track record of performance in Treasury processes (understanding of company exposures, the measurement and recording of exposures and hedges, and operational aspects of transacting in the markets). Prior experience in Treasury Financial Operations and Financial Planning is desirable.
Required Qualifications
- A minimum of a bachelor’s degree or relevant military experience at or above a U.S. E5 or Canadian Petty Officer 2nd Class or Sergeant ranking
- A minimum of 3 years of relevant working experience.
- A minimum requirement for this U.S. based position is the ability to work legally in the United States. No visa sponsorship/support is available for this position, including for any type of U.S. permanent residency (green card) process
Preferred Qualifications
- Degreein a quantitative field such as Engineering, Finance and/or Economics
- Master’s degree (MBA with a finance focus preferred)
- CFA Charter holder/working towards it
Your Skills
- Quantitative Statistics: Demonstrated competence in mathematical modeling and statistical methods
- Hedge Accounting: Understanding of financial operations, accounting principles with an understanding of the principals of hedge accounting, a regulatory and control environment, and business/financial law
- Financial Systems: Understanding of technology and financial systems
- Treasury Processes: Experience in Treasury Financial Operations and Financial Planning
- Communication: Strong written and verbal communication skills
Additional Notes
- This position does not offer relocation assistance
Benefits – What Dow offers you
We invest in you.
Dow invests in total rewards programs to help you manage all aspects of you: your pay, your health, your life, your future, and your career. You bring your background, talent, and perspective to work every day. Dow rewards that commitment by investing in your total wellbeing.
Here are just a few highlights of what you would be offered as a Dow employee:
- Equitable and market-competitive base pay and bonus opportunity across our global markets, along with locally relevant incentives.
- Benefits and programs to support your physical, mental, financial, and social well-being, to help you get the care you need...when you need it.
- Competitive retirement program that may include company-provided benefits, savings opportunities, financial planning, and educational resources to help you achieve your long term financial-goals.
- Employee stock purchase programs (availability varies depending on location).
- Student Debt Retirement Savings Match Program (U.S. only).
- Dow will take the value of monthly student debt payments and apply them as if they are contributions to the Employees’ Savings Plan (401(k)), helping employees reach the Company match.
- Robust medical and life insurance packages that offer a variety of coverage options to meet your individual needs. Travel insurance is also available in certain countries/locations.
- Opportunities to learn and grow through training and mentoring, work experiences, community involvement and team building.
- Workplace culture empowering role-based flexibility to maximize personal productivity and balance personal needs.
- Competitive yearly vacation allowance.
- Paid time off for new parents (birthing and non-birthing, including adoptive and foster parents).
- Paid time off to care for family members who are sick or injured.
- Paid time off to support volunteering and Employee Resource Group’s (ERG) participation.
- Wellbeing Portal for all Dow employees, our one-stop shop to promote wellbeing, empowering employees to take ownership of their entire wellbeing journey.
- On-site fitness facilities to help stay healthy and active (availability varies depending on location).
- Employee discounts for online shopping, cinema tickets, gym memberships and more.
- Additionally, some of our locations might offer:
- Transportation allowance (availability varies depending on location)
- Meal subsidiaries/vouchers (availability varies depending on location)
- Carbon-neutral transportation incentives e.g. bike to work (availability varies depending on location)
Join our team, we can make a difference together.
About Dow
Dow (NYSE: DOW) is one of the world’s leading materials science companies, serving customers in high-growth markets such as packaging, infrastructure, mobility and consumer applications. Our global breadth, asset integration and scale, focused innovation, leading business positions and commitment to sustainability enable us to achieve profitable growth and help deliver a sustainable future. We operate manufacturing sites in 30 countries and employ approximately 36,000 people. Dow delivered sales of approximately $43 billion in 2024. References to Dow or the Company mean Dow Inc. and its subsidiaries. Learn more about us and our ambition to be the most innovative, customer-centric, inclusive and sustainable materials science company in the world by visitingwww.dow.com.
As part of our dedication to inclusion, Dow is committed to equal opportunities in employment. We encourage every employee to bring their whole self to work each day to not only deliver more value, but also have a more fulfilling career. Further information regarding Dow's equal opportunities is available on www.dow.com.
Dow is an Equal Employment Opportunity employer and is committed to providing opportunities without regard for race, color, religion, sex, including pregnancy, sexual orientation, or gender identity, national origin, age, disability and genetic information, including family medical history. We are also committed to providing rea