Incard’s mission is to build the financial operating system for entrepreneurs.
We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.
Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.
Our team is small, highly motivated, and focused on engineering excellence. We operate with a flat organizational structure. All employees are expected to be hands-on and to contribute directly to the company’s mission. Leadership is given to those who show initiative and consistently deliver excellence. All engineers are expected to have strong communication skills. They should be able to concisely and accurately share knowledge with their teammates.
We’re looking for a Senior Full-Stack Developer to join our New Features squad.
You’ll work on some of Incard’s most visible and strategic initiatives, shipping in-house applications and zero-to-one features such as Stablecoins, Capital for Cards, Cashback experiences, and new financial workflows built on top of external partners.
This role is ideal for a strong generalist engineer who enjoys owning features end-to-end, moving fast, and turning complex integrations into polished user experiences.
Build and launch new in-house applications and features from scratch
Own features across backend, frontend, and integrations
Take ideas from concept → production → iteration
Build features integrating with external partners such as:
Stablecoin infrastructure (e.g. Bridge)
Capital / credit for cards (e.g. Finmid)
Cashback and rewards mechanics
Design robust flows around APIs, webhooks, and asynchronous processes
Build scalable backend services using TypeScript and/or Go
Build clean, intuitive frontend experiences aligned with Incard’s design system
Design APIs, workflows, and data models that support fast iteration
Own features from design to production within your squad
Collaborate closely with Product Owners, Designers, Backend, and Mobile teams
Break down complex initiatives into clear, shippable milestones
Ship fast while maintaining high quality and correctness
Write clean, maintainable, and well-tested code
Participate actively in code reviews and technical discussions
Think through edge cases, failure modes, and real-world usage
Contribute to shared standards and best practices
5+ years of experience as a Full-Stack or Product-focused Engineer
Strong experience with TypeScript (frontend and backend)
Solid backend experience (APIs, integrations, workflows, data models)
Comfort working across frontend, backend, and external APIs
Product-minded engineer who enjoys shipping user-facing features
Strong attention to detail, edge cases, and execution quality
Clear communicator who works well in cross-functional teams
Experience integrating with fintech, payments, or financial APIs
Experience shipping zero-to-one products or in-house tools
Familiarity with Go or distributed backend systems
Experience working with stablecoins, credit products, or rewards systems
Builder mentality — you like shipping real products, not just abstractions
Strong sense of ownership over features you deliver
Comfortable with ambiguity and fast iteration
Pragmatic engineer — speed with discipline
Low ego, collaborative, and impact-driven
Startup DNA — bias to action, no bureaucracy
Competitive cash-based compensation
Incard stock options
25 days of paid time off per year, plus bank holidays and your birthday off
Global health insurance and unlimited paid sick leave
incard