Credit Analyst, Spanish Speaking (1 Year Contract)

Position Overview

As a Credit and Collections Analyst you willdeterminethe credit worthiness of customers and potential customersdesiringto purchase our products and services based on evaluation of financial condition/ability to pay for such purchase. You will manage a portfolio of assigned accounts whose payments to us are past due and contact past-due accounts to arrange for payments while preserving our business relationship with the account. You will review and make recommendationsregardingbad debtor write-offs and investigates andanalysescredit risks, using available internet and credit agency tools and information.

You will report to the EMEA Credit and Collections Manager.

We support hybrid work, and you will be expected to work in the Krakow office two days a week.

Responsibilities

CREDIT EVALUATION:

• Conduct financial research regarding the credit worthiness of customers and potential customers, using available credit rating services, annual financial statements, information from financial institutions, other creditors, public/private sector sources, and information obtained directly from customers to determine the viability of extending credit to customers relating to the purchase of our products and services

• Investigate information relating to credit applications that is inconsistent with other reported data / information, or thatindicatesapossible concernwith the applicant's financial / operating stability. Contact applicant representatives directly to secure clarifying / supplemental dataregardingthe issue of concern

• Make decisionsregardingthe viability of extending credit to customers and potential customers using our established credit matrix and corresponding processes todeterminecredit worthiness.Identifyand approve credit applications of customers whose financial / performance meet matrix requirements, subject to the Analyst's assigned financial limitations.Identifyand disapprove credit applications of customers who's financial / performancefails tomeet matrix requirements or whose past record of business activity with Autodesk / record of paymentsindicatesan unacceptable credit risk. Develop andmaintainwritten documentation of all approved / disapproved credit decisions

• Develop formal written / oral analysis of marginal credit applications, escalating the credit application to regional credit management for evaluation and determination. Ensure supporting credit analysis includes information relating to all factors considered relating to the application's credit worthiness as defined within the parameters of the credit matrix

• Manage a portfolio of assigned accounts that are behind schedule in their payments to the Company. Research account financial / operating situation toidentifyindications of deteriorating financial conditions. Contact customersregardingpayment of overdueinvoices. Secure information from customersregardingthe basis for non-payment, including

• Customer's temporary financial inability to pay the invoice short term

• Customer's dissatisfaction with some element of our products or services and need for resolution of product/service issue before payment

• Customer's long-term financial insolvency and potential for never paying the invoice

• Manage the Dunning cycle of customers in your portfolio, ensure allocations of payments and solving of identified issuetimelyto prevent unnecessary suspensions to your customers licences.

• Manage all cases and escalations assigned to you for action to optimism customer satisfaction.

• Maintain an ongoing program of appraisal and analysis of account activity / payment status.Identifyaccounts whose continued failure to follow payment schedules /honourpayments commitmentsindicateslimited potential for securing payments through continued collections efforts. Make recommendations to department managementregardingthe viability of transferring accounts to athird partycollections agency or legal action. As defined by department procedures, recommend the write-off of aged accounts whose payments are more than 360 days overdue

COORDINATION:

• Negotiate with customers experiencing short-term financial constraints to secure commitments to pay amounts due in the shortest time possible, (including arrangements for rescheduling of the payments process). Follow up with customers to ensure commitments to pay arehonoured. Partner with Company Sales to secure support for payment

• Work with dissatisfied customers toidentifythe nature of the problem relating to our products and services and with Company Operations to arrange forappropriate technicalstaff support to address/rectify the issue. Team with Company Sales to resolve the customer issue and secure customer payment

• Meet weekly with department management to review and evaluate the accounts within the assigned portfolio. Provide ongoing updates of client contact / client commitments discuss negotiatingstrategy / possible alternatives, review performance to date against our standard metrics

• Represent the Company and the department in daily activities with both internal and external auditors, providing documentation, and information about the status / activities relating to accounts under review

APAC / EMEA REGIONAL RESPONSIBILITIES

• Support the Company's credit andcollection’srole to clients, communicating in local languages and withanworking awareness of, and regard for the culture of our client's country, management staff, and employees, and local market conditions/ business practices. Provide information and guidance to Company managementregardingcultural issues relating to financial matters within the clients' specific country and adviceregardinghistoric processes and procedures foraccomplishingtimelyarrangements for credit and for receipt of customer payment

Minimum Qualifications

• Fluent in English and Spanish

• Experience in collections and credit process for Spain and or other EMEA market.