Transaction Monitoring Analyst - German Speaking

Your Role: A Financial Crime Specialist Supporting AML Detection & Monitoring

• Perform first‑level AML alert reviews to distinguish false positives from genuine concerns, escalating where appropriate.
• Handle post‑processing activities for alerts potentially linked to SAR/STR obligations under §43 of the German AML Act (GwG).
• Manage multiple queues of account‑screening and real‑time transaction‑screening alerts with accuracy and efficiency.
• Conduct initial triage of transaction monitoring alerts and ensure all documentation aligns with BaFin expectations.
• Review customer information, transactional behaviour and known red‑flag indicators to determine risk relevance.
• Document clear, defensible rationales for both alert clearance and escalation decisions.
• Maintain high levels of productivity while meeting stringent quality and compliance standards.
• Perform detailed reviews of transactional histories for flagged accounts, recommending rule refinements as necessary.
• Contribute to defining and implementing new transaction‑monitoring rules to improve detection effectiveness.
• Record interactions, issues and outcomes accurately in required systems (e.g., LOCS).
• Escalate potential Suspicious Activity Reports (SARs) to senior team members in alignment with regulatory obligations.
• Identify and escalate financial‑crime red flags and vulnerabilities, contributing to remediation and mitigation strategies.

The Profile We’re Looking For:

• Strong educational background; a degree in Finance, Legal or a STEM discipline is advantageous.
• Knowledge of German AML regulations (GwG) including §43 reporting requirements.
• Strong command of the German language (C1 or above).
• 2+ years’ experience in Transaction Monitoring with a proven track record of investigating high‑risk financial activity and identifying AML red flags.
• Experience reviewing alerts, analysing transaction patterns and assessing potential suspicious behaviour.
• Background working in banking environments, either directly within a financial institution or through consulting/outsourced services.
• Strong understanding of AML, financial‑crime risk and the regulatory frameworks governing financial institutions.
• Familiarity with transaction‑monitoring platforms and screening tools.
• Ability to interpret and apply financial‑crime guidance and industry standards.
• Understanding of BSA/sanctions‑related regulatory requirements.
• Excellent attention to detail, analytical thinking and structured problem‑solving skills.
• Confident communicator with strong interpersonal skills and the ability to engage effectively across all seniority levels.
• Proficiency across Microsoft Office, especially Excel, Word and PowerPoint.

Equal Opportunity & Compliance

Huron is an equal opportunity employer. We are committed to creating an inclusive and diverse workplace. All employment decisions are made without regard to race, colour, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, or any other legally protected status.