At Flywire, we are hiring our first Credit Risk Manager based in Bangalore or Pune. In this role, you will be a key member of the credit risk team, leading the tactical execution of credit policies, managing a portfolio of accounts, and leveraging data-driven insights to safeguard the company鈥檚 financial health.
We are seeking a versatile professional who can analyze complex financial statements in depth, partner with Analytics on model automation initiatives, and effectively manage case queues鈥攚hile balancing multiple priorities in a dynamic environment.
What You鈥檒l Do:
- Execute the Strategy: Implement and refine the global credit risk framework across our key verticals (Education, Healthcare, Travel, and B2B), ensuring localized and vertical nuances are captured and addressed.
- Lead the Underwriting Engine: Manage the end-to-end credit assessment process for new and existing clients. You will be the final touchpoint for complex deals, ensuring deep due diligence and a balanced approach to risk and growth.
- Advanced Analytics & Modeling: Be a "hands-on" contributor to our risk infrastructure. You will leverage SQL and Python to analyze payment trends, validate credit scoring models, and improve the accuracy of our risk decisioning.
- Continuous Account Monitoring: Own the lifecycle of the merchant relationship. You will architect and manage real-time account monitoring protocols, tracking processing and settlement patterns and financial health markers to ensure our exposure remains within appetite.
- Portfolio Health & Early Warning: Actively monitor the global portfolio for early warning signals of deteriorating credit. When a signal is triggered, you will lead the immediate investigation and propose remediation or collateralization strategies.