Establish and maintain risk analysis for defined customer scope; consider country risk; perform at least monthly reviews monitor high-risk exposures; recommend mitigation actions;
Define, implement, and update BA Credit Management guidelines; ensure compliance at all locations;
Provide guidance, training, and support to Local Credit Managers; coordinate knowledge sharing and best practices;
Approve credit limits above LCM thresholds; ensure proper documentation and workflow for escalated cases;
Act as escalation point for disputes, insolvencies, and exceptions; coordinate with BA Management and Group;
Consolidate and analyze BA-wide credit KPIs; report to BA Management and Group Sector Controlling;
Drive standardization and optimization of credit management processes and tools across the BA
Ensure adherence to internal controls, audit requirements, and data protection laws;
With BA Management, Group Sector Controlling, and external partners on credit-related matters;
continental