Senior State Product Manager – Personal Lines
We are hiring three Senior State Product Manager positions.
1.Senior State Product Manager for California
2.Senior State Product Manager for Maryland,Delawareand District of Columbia
3.Senior State Product Manager for Iowa, Minnesota,Nebraskaand South Dakota
Ideal candidates woulddemonstrate:
Strong strategic and critical thinking capabilities
A proven ability to generate clear, data-driven insights
Excellent communication skills with ability to influence and align stakeholders
Experience managing states to P&Lobjectiveswith preference towards states listed above
A track recordof managing high impact strategic initiatives
People leadership experience with ability to guideahigh performing team
Job Description Summary
Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working independently and on a team and creating innovative solutions for customers, we want to know more about you!Job Description
Key Responsibilities:
Lead high-value states and influence countrywide personal lines strategy, lead countrywide initiatives and milestone efforts.
Has primary ownership for 1-2 with high strategic value and/or complexity. May oversee additional states via direct reports.
Analyzes product performance and proactively finds opportunities at state, line of business and agency level. Identifies and analyzes key product, performance and profitability drivers such as distribution, rate structure and rules performance to validate assumptions, identify adverse impacts, trends and solutions.
Applies judgment, understanding and curiosity to data and provides high level analysis considering multiple complexities to build fully developed solutions. Analyzes and reviews financial results, product profitability, business mix and competitive information and forecasts performance. May coordinate the analysis of others to include larger reviews.
Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders in the execution of state-specific strategies.
Monitor performance, communicate and influence action to address product/pricing issues, strategies, and financial results with appropriate stakeholders and leadership.
Maintains in-depth knowledge of the personal lines industry, state markets, regulatory environment, and current economic and business trends.
Build influential relationships with regulators and trade associations. Anticipate regulatory shifts across market.
Influences decisions with internal and external partners at all levels that impact national plan and geographic responsibility.
Communicates information regarding products, pricing and organizational decisions to internal and external partners verbally and in writing. Translates data and strategic concepts into understandable communications to be shared with multiple audiences.
May participate in cross functional teams to complete projects or support the business. Provides strong leadership, is approachable, and instills trust at all levels.
Lead all aspects of associate management including performance, salary planning and administration, training and development, workflow and organization planning, day-to-day management, hiring and placement and disciplinary actions for direct and possibly indirect reports.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to AVP, State Product Management. Direct reports may include roles at the manager level and below.
Typical Skills and Experiences:
Education: Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or equivalent or Master of Business Administration degree preferred.
License/Certification/Designation: Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.
Experience: Ten years of experience in underwriting and product preferred. Cross-functional experience from other areas and experience with data analysis preferred.
Knowledge, Abilities and Skills: Detailed knowledge of core business functions, insurance products and pricing architecture, state regulations, underwriting procedures and standard methodologies. Solid understanding of financials, trend analysis and competitor data. Proficiency in analytical tools, relational databases, data visualization techniques, query-based language and/or statistical software experience preferred. Excellent verbal and written communication skills necessary to present information, communicate and influence internal and external partners at all levels. Skilled in the use of related systems and analytical tools. Ability to drive for results, deal with ambiguity, solve problems, learn on the fly, make quality decisions, see trends and patterns within data. Ability to manage projects, opposing priorities, timelines and resources to complete work. Strong organizational agility and political savvy preferred.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner. Depending on level, the approvers may change.
Values: Regularly and consistently demonstrates Nationwide Values.
Job Conditions:
Overtime Eligibility: Exempt (Not Eligible)
Working Conditions: Normal office environment.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
We currently anticipate accepting applications until 04/23/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.Benefits
nationwide