The Lead Financial Analyst drives the company’s financial planning, forecasting, and performance analysis. The role strengthens decision‑making by combining financial expertise with advanced analytics and automation. It partners with key areas—such as Actuarial, Investments, Commercial, and Operations—to deliver accurate forecasts, insightful analysis, and reporting that supports the company’s strategic goals in the insurance business.
Primary Job Accountabilities/
Responsibilities
- Lead the annual budgeting cycle and rolling/quarterly forecasts for P&L, OPEX, CAPEX, and key insurance metrics.
- Build and maintain driver‑based financial models, scenario simulations, and sensitivity analyses across P&L, balance sheet, and cash flow.
- Proven ability to lead cross-functional data analysis initiatives, handling large volumes of information from multiple departments to identify key business trends (e.g., loss ratio, frequency, severity, expense controls). Demonstrates a proactive approach in leveraging tools such as Power BI, and advanced Excel to build dashboards, automate reporting, and generate actionable insights that support operational and financial decision-making
- Analyze monthly financial results and explain variances against budget and forecast.
- Prepare Board and Senior Leadership presentations, highlighting insights, trends, and actionable recommendations.
- Ensure timely and accurate delivery of all financial reports, forecasts, and presentations.
- Coordinate with departments such as Actuarial, Investments, Commercial, and Operations to integrate key business insights.
- Maintain KPI definitions, improve data quality, and coordinate with Data/IT to enhance data architecture and reporting processes.
- Reduce reporting cycle times, standardize analytics templates, and optimize forecasting processes.
- Prepare executive-level presentations for senior management and the Board.
- Identify financial risks and opportunities to improve profitability.
- Supervise and mentor an other members of team
- Communicates financial insights clearly and effectively to both technical and non‑technical audiences.
- Demonstrates strong organizational skills, designing and improving processes, structures, and reporting standards.
- Applies strong analytical thinking to interpret data, identify trends, and generate actionable recommendations.
Financial Responsibility
·Responsible for the preparation, monitoring, and control of the company’s annual budget, including operating expenses (OPEX) and capital expenditures (CAPEX).
·Oversight of budget compliance and monthly variance analysis.
·Active participation in setting financial targets and forecasting revenue, costs, and profitability.
·Support strategic decision-making related to resource allocation and financial efficiency.
·Collaboration with key departments to ensure efficient budget utilization and alignment with the organization’s financial goals.
Qualifications/Requirements
Education:
- Bachelor’s degree in Finance, Economics, Accounting, Actuarial Science, Mathematics, Applied Statistics, Industrial Engineering, Computer Science, Systems Engineering, Data Science, Information Technology, or any other quantitative/financial discipline
- Master’s degree in Finance, MBA, or certifications such as CFA or CPA are preferred.
- Relevant certifications in finance, analytics, data management, or business intelligence (e.g., Power BI) are a plus.
- Additional training in planning tools, data platforms, or project methodologies is considered an advantage.
Experience:
- 4–6 years of experience in financial planning roles, preferably in the insurance or financial services industry.
- Proven experience leading teams and managing complex financial projects.
- English: Intermediate–Advanced (written & verbal).
Technical Skills:
- Advanced proficiency in Excel, and data visualization tools (Power BI, dashboards).
- Knowledge of accounting standards (IFRS, Mexican NIF) and key insurance metrics (ROE, loss ratio, reserves).
- Experience with ERP systems (SAP, Oracle) and planning tools is a plus.
- Strong PowerPoint and executive communication skills.
Soft Skills:
- Strategic and analytical thinking.
- Strong communication and executive presentation skills.
- Collaborative leadership and results-oriented mindset.
- Ability to work under pressure and manage multiple deadlines.
- Work at a computer for extended periods (up to 8 hours per day).
- Sit for prolonged periods while performing analytical tasks.
- Use standard office equipment (e.g., computer, keyboard, mouse, telephone).
- Occasionally attend in-person meetings or presentations, which may involve walking short distances or standing.
- Maintain focus and attention to detail in a fast-paced, deadline-driven environment.